Overview

AI + DEFI as ultimate financial freedom solution 

Radically innovative and virtuous financial system is emerging on-chain. 

The future of finance is decentralized (Defi) , AI & 3.0 gathering the brightest minds to build products and services for every investors. 

Avvatar.ai is developing a digital solution designed to feed and convey ZKML proofs. AI users and creators’ reputations become hybrid assets, pure data streaming both off and on-chain.

Autonomous wallets onboard tokenized reputations and behaviors into a rewarding virtuous loop. Available on Avvatar.ai (including Wallet and PAY), all third party apps and platforms, whether on-chain or off-chain, can also access the service with just a few clicks.

Users finally gain access to financial services previously denied to them, opening new avenues in the decentralized finance space.

Verification, Security and Anti Fraud

To maintain confidentiality and security, it is crucial for everyone to verify their models on-chain.

Diversity of Financial Products

Avvatar’s AI solution is innovatively designed to offer new financial products to a broad range of users, including freelancers, gig workers, payroll platform users, gamers, AI creators, and students.

Privacy and Connectivity

Avvatar enhances transaction connectivity while protecting privacy, rewarding virtuous behaviors, and excluding fraudsters. By monetizing their reputation into tokens, users gain access to deserved services through revenue data streams, which are converted by AI into ZK proofs.

AI Engine Wallet

The AI-driven conversion process automates and digitizes the verification of on-chain income (VOI), employment verification (VOE), and handles billing for freelancers and gig economies, variance, debt ratio, and enables fair and virtuous off-chain and on-chain scoring.

AI ZK proofs :

• ID
• Variance
• Debt Rate
• All-in-one AML compliance multi-points
• Hybrid scoring off-chain on-chain
• Digital Invoice rating
• And others under progress

AI-Powered Account:

Coverage of more than 500 million people

• Twitter Blue
• Payroll: ADP, Deel, Rippling
• Digital Invoice: United Kingdom, France, United States, Denmark, Finland, Norway, Sweden, Ireland, Netherlands, Austria, Italy, Spain, Belgium, Singapore, Australia and New Zealand, Japan.
• Banking: 250 banks via
• Gig Platform: Rover, Uber , DoorDash, Deliveroo, Youpijob, Task Rabbit, Syft, Rota, Street Stream, Glovo…
• Freelance Platform: Upwork, Toptal, Malt, Fiverr, Topal, Jooble, Simply Hired, Guru, Dribbble…
• Blockchain Wallet: Binance, Coinbase, Metamask…
• Localization: Worldwide

DeFi for effective services:

• Automatic rewards for the use of international transfers
• Avvatar credit card rewards
• Freelance invoice factoring
• Zero-cost or less decentralized loans ( Self yield generating collateral )
• Salary advances
• Split payments
• Anti-fraud service for third-party apps

Economic models and scalability

Avvatar Wallet

A multi-chain wallet with an integrated decentralized and autonomous reputation system (NFTai wallet).

Avvatar Pay

Integrates a credit card system with a virtuous loan cycle that enhances personal status (SBTai off/on-chain status).

Avvatar Connect

A code-free single sign-on (SSO) system for third-party users, which can be integrated into all Web 2.0 applications in just three clicks. This includes services such as split payment solutions for debit cards.

Tokenomics

The utility token, AVVA, supports a staking program, AI creator revenues, the Avvatar.AI marketplace, trading of AI wallets, SBT rewards, and credit security dividends (used to neutralize interest rates on loans and enhance savings returns).

Company Overview

Founded in 2019, Avvatar.ai is headquartered in Barcelona, Spain.